Course Title:  Consumer Math
Grade Level:  11
Instructor:  Edward Becker

Description: The course is designed to present real-life situations where students experience many facets of adult-world financial stewardship.  After reviewing our number system, fractions, decimals, percents and algebra, students will encounter applications of basic and intermediate math skills in areas such as measurement (customary and international systems), income, taxes, borrowing money, personal banking, transportation, purchasing food and clothing, housing, operating and maintaining a home, life and health insurance, charitable contributions, and budgeting.
   
Objectives:    

1. Lead the students to see math as a practical avenue to God’s magnificent world.
2. Master the concepts and skills of Consumer Mathematics.
3. Develop critical thinking and problem solving skills.
4. Apply the concepts and skills to other disciplines and to the real world.
5. Encourage the use of technological resources to solve problems.

   
Materials:

These need to be brought to class each day.
Textbook:  Practical Mathematics, 3-ring binder (1 ½ -2 inch),  dividers for the binder, loose-leaf paper, graph paper ( ¼ “), pencils, calculator (a scientific calculator is all that is needed. Be sure to put your name on your calculator and record the serial number.), and yourself with PMA (positive mental attitude).

   
Attendance: You are needed in class.  Learning is done by you, not to you.  The official school attendance policy as outlined in the student handbook applies.
   
Homework:

Homework is extremely important to learning Algebra. In order to be successful on the daily quizzes, tests, projects, and exams, and with Algebra in general, you MUST do and understand the problems you are assigned for homework. Homework, however, is where you practice the new math skills you are learning. Treat homework like any other practice: practice hard, practice often, and learn from you successes and your failures. It is okay to have some failures in practice as long as you learn from your mistakes. This the reason homework do not make up a large percentage of your overall grade, and is also the reason why I grade by inspection to grade homework rather than a strict percentage of the number you got correct.

All homework will be corrected at the beginning of class on the day it is due. You will be given an answer sheet, and you are to correct your own homework. While you correct your homework, be sure to note the correct answers to any problems you got wrong or simply did not get. Try to determine what you did wrong on your own, and make the correction if you can. You will have an opportunity to ask questions about problems you still do not understand on the homework.

All homework is to be done in pencil on a clean sheet of loose-leaf paper. Write you name, the page number, and the problems assigned at the top right of the page.

Begin working on the assignment the same day it is assigned. If you have more than one or two questions, plan time to get help outside of class. NEVER come to class with your assignment not done for any reason, including “I didn’t understand the assignment.” Only a minimal amount of time will be given for questions in class, so be sure to get your questions answered outside of class. Assignments are due at the beginning of class on the day assigned.


Homework assignments for each week will be posted on ilhs.org/Ed/MathFrame

   
Notebooks: You are required to organize and date all notes.  It is your responsibility to get notes for any day you are absent.  Your notebook will be graded at the time of each test.  If you do not understand a topic your notes are your first source for guidance.
   
Quizzes and Tests: Cumulative tests will be given at the end of each unit of study. On the day a homework assignment is due, you will have a quiz covering the content of that assignment. The quiz will have several questions similar to those found in the homework assignment. The quiz will be given the last 5 minutes of the class period, and must be turned in as you leave the class. Vocabulary quizzes will be given when on a chapter review day. Partial credit will be given for work/procedures showing an understanding of the concept on the tests and regular quizzes. First semester and final exams will be given and will be cumulative. 
   
Absences:

Missed tests, quizzes, and homework should be made up in accordance with the procedure in the student handbook.  If the missed assignments are not completed within the allotted time no credit will be received.  It is the student’s responsibility to get missed notes, activities, and assignments.  Assignments will be posted in the classroom and on the Internet.  For prearranged absences, the student is responsible for getting assignments ahead of time.  Please note the following in regard to missed quizzes and tests.

1. A student who misses NO NEW MATERIAL prior to a quiz WILL take the quiz as scheduled.  
2. A student who misses ONLY the review day will take the test as scheduled.                                  
3. A student who misses only the test day is REQUIRED to take the make-up test the next day.

   
Extra Help:

I will generally be available for extra help at the following times in room 12:

Before school from 7:30-7:5
After school by appointment
During school by appointment- A, D, and M blocks

   

Grading:

Your grade will be determined by the total number of points earned during the marking period divided by the total possible points.  The percent of total points will determine your grade.

                        Tests-                                     100 points each

                        Quizzes-                                   20-30 points each

                        Homework-                             4 points each

                        Homework Quizzes-                 20 points each

                        Notebook-                               25 points each

                        Projects-                                  50-100 points each

                        Do Now activities-                   5 points each week

A+  100

 

B+  89-87

 

C+  79-77

 

D+  69-67

   

A     99-93

 

B    86-83

 

C    76-73

 

D    66-63

 

F  59-0

A-    92-90

 

B-   82-80

 

C-  72-70

 

D-  62-60

   
   
Expectations and Rules:

Students are expected to take responsibility for their own actions and learning.  Be on time, be prepared, and do the assignments.  Participate and be involved in class activities and discussions, take good notes, ask questions, and be engaged in cooperative learning activities.  Study to learn, understand and apply the material—don’t just memorize it.  Be a team player and respect the rights of other students to learn.  As young Christian men and women, you have been given the abilities to complete your individual assignments, quizzes, and test on your own.  If there is evidence that indicates that you have not been using your own gifts and abilities to complete these, you will receive a zero for the assignment, quiz, or test.  A second occurrence will result in a failing grade for the quarter and notification of your parents and the principal.  

Class starts as soon as the tardy bell rings. That means that you are to be in your seat ready to work with notebooks, homework, calculators, and pencils out and working on the Do Now activity when the bell rings.

Once the tardy bell rings, don’t ask to go to your locker.  Hall passes will not be given except for extraordinary circumstances—do your business before class.

Personal issues (i.e. getting missed assignments, scheduling times to make up quizzes, discussing other matters) should be taken care of before or after class.

Treat the teacher, fellow students, and school property with respect.  This includes raising your hand before answering.  Refrain from speaking if another student or the teacher is speaking.  There is a time to talk and a time to listen.  There will be time in each class for both.

Remain in your seat unless otherwise instructed.  Trash can be thrown out before or after class.  Pencils should be sharpened before class.

DO NOT bring food or drink into the classroom.

Class time is a precious commodity.  When working in a group situation, work productively with all group members.  This includes giving positive feedback on a regular basis.  Make use of the time given to begin working on your homework.

Graphing calculators are not portable video arcades. Students choosing to play games on calculators during class (You don't need these calculators in any other classes other than Algebra 2, Precalculus, Physics, and Chemistry.), will be warned of the inappropriateness of the activity and be asked to stop. If the activity persists, the calculator's memory will be cleared and/or the calculator will be confiscated and the parents will be notified. The school reserves the right to delete offensive and unnecessary programs from your calculator at any time. No password programs are to be on you calculator.

   
Success:

Math is not a spectator sport.  You need to be an active participant.  An important part of learning mathematics is the notes taken during the class period.  The examples included in your notes will help with your homework.  The homework allows you to practice what is done in class.  You can’t skip the problems and expect to learn the math.  If you have difficulty understanding a concept or procedure, clear up the problem immediately by asking questions of your classmates or teacher.  In order to be successful you need to make the effort to learn, but we are here to help.  Please ask for help when necessary.

A.     Be prepared- Class materials should not be in your locker.

B.     Pay attention- Take notes and keep them in your binder.  Notes are a valuable aid for homework and studying for assessments.

C.     Get involved- Participate regularly.  Do not shout out answers!

D.     Cooperate- Help your group members to become successful also!

E.      Check your answers- It is your responsibility to CHECK your homework each night.  Answers will be provided to all assigned problems.

F.      Get help immediately.

You learn and retain
10% of what you hear
15% of what you see
20% of what you both see and hear
40% of what you discuss with others
80% of what you experience directly through practice
90% of what you attempt to teach others!